Phillip Coad is a Personal Financial Advisor at Vermillion Financial Advisors, where he provides comprehensive financial planning and investment management services to individuals, professionals, and business owners. Since joining the firm in 2005, Phil has developed a deep understanding of the financial challenges and opportunities that clients face throughout different stages of life.

Phil works closely with both high-income earners and high-net-worth individuals, offering tailored guidance in areas such as investment management, retirement planning, estate planning, insurance strategies, tax planning, and navigating major financial transactions. His thoughtful, analytical approach helps clients make informed decisions and gain confidence in their financial future.

Phil earned his CERTIFIED FINANCIAL PLANNER® (CFP®) designation in 2010—an achievement that reflects his commitment to the highest standards of knowledge, ethics, and client-focused planning. As a CFP® professional, he brings a holistic and disciplined approach to helping clients achieve their long-term financial goals. Phil also holds insurance licenses in property, casualty, life, and health insurance, which complement his broader financial planning work.

Known for his professionalism, attention to detail, and commitment to long-term client relationships, Phil is dedicated to helping clients build, preserve, and transition their wealth with clarity and purpose.

Phil and his wife Meghan make their home in Arlington Heights with their daughter, two sons, and dog. Phil’s free time is spent attending and coaching his children’s various sports, and hobbies include cooking, gardening, and rooting for the Bears and Cubs.