money waster's Nearly everyone has holes in their budgets... And as with other kinds of leaks, you may have hardly noticed some of them.  But those small drips can quickly add up to big bucks.  The trick is to find the leaks and stop them so you can keep more money in your pocket.  Here are a few to think about.  Overspending on Auto Maintenance...Are you still paying for an oil change every 3,000 miles?  Many models nowadays can last 5,000 to 7,000 miles between changes, and some even have built-in sensors to tell you when it's time to change the oil.  Check your owner's manual to find the best time for your car's routine maintenance. Not Pulling the Plug on Electronics...U.S. … [Read more...]