commandments financial foundation 1. Compare your monthly income versus your monthly expenses.  Establishing a spending plan can help you get a hold of your financial situation.  Live within your means and do not spend more than you make! 2. Pay off credit card balances each month.  If you have current credit card debt, attack it each month by paying more than the minimum payment and go for the smallest balance first.  When the first card is paid, add that amount to the payments on the second card.  Repeat for the next card, and keep going until you've paid them all. 3. Create a "safe and sound" fund.  Build a cash reserve of 6 months (or more) of your living expenses.  It may be a … [Read more...]