Employer Sponsored Retirement Plans
Helping business owners select, manage, and optimize retirement plans that attract talent, reduce taxes, and support long term financial success for the company, your employees, and yourself.
Employee Sponsored Retirement Plans
Helping business owners select, manage, and optimize retirement plans that attract talent, reduce taxes, and support long term financial success for the company, your employees, and yourself.
Why Retirement Plans Matter for Your Business
A strong retirement plan is one of the most valuable benefits a business can provide. It helps attract and retain skilled employees, supports overall financial wellness, and creates meaningful tax advantages for the business owner.
Yet plan selection and management are often confusing and time consuming. Many business owners are unsure whether their current plan is optimized, compliant, or aligned with their goals. Our role is to bring confidence and strategy to the entire process.
Common Challenges Business Owners Face
Many owners struggle with questions such as:
We help you answer these questions with confidence and build a plan that supports both your business and your personal financial goals.
A Uniquely Qualified Team
For more than 35 years we have specialized in employer sponsored retirement plans. Our experience gives us a deep understanding of plan design, employee needs, and the practical challenges businesses face when offering a retirement benefit. Our specialists also hold some of the most respected credentials in the retirement plan industry, including Chartered Retirement Plans Specialist ™ and Accredited Investment Fiduciary®.
Understanding Your Many Options
We help business owners design and evaluate a wide range of Employer Sponsored Retirement Plan options, including:
Traditional, Safe Harbor, and SIMPLE 401k plans
Profit Sharing plans
Defined Benefit plans
Cash Balance plans
SEP plans
SIMPLE IRA plans
Money Purchase Pension plans
Target Benefit plans
Customized Plan Design for Owners
We work with you to build a retirement plan that aligns with your needs as both an employer and an individual. This includes:
Our focus is on creating a plan that strengthens your business while giving you the personal financial advantages you deserve.
Fiduciary Guidance and Compliance Support
Retirement plans come with regulatory requirements that can create risk if not managed properly. We help you meet your responsibilities by supporting:
- Annual compliance and testing coordination
- Investment oversight
- Provider and fee evaluation
- Coordinating document updates and plan governance
- Clear communication and education for employees
Employee Education and Engagement
A retirement plan delivers real value only when employees understand how it works. We focus on helping your team build that understanding through clear and understandable education.
We offer sessions for employees that explain how the plan works, what the key features mean, and how to make informed decisions about saving for the future. Our goal is to give your team the knowledge and confidence they need to make the most of their benefits.
Partner with Vermillion
If you want a retirement plan that supports your business, benefits your employees, and strengthens your personal financial future, we can help. Connect with our team to begin building a plan that fits your goals and grows with your company.
